Sunday, February 11, 2007

American Express

Because my wife is in a nursing home -- one of several types of institutions specializing in reasonably comfortable, but very expensive, accommodations for senior adults -- my finances, which were looking better than for a long time, need careful re-examination.

Leave us begin with credit cards, most of which "save money" by allowing us to "take advantage" of golden, silver and brass opportunities, sometimes in very far away lands, where you can get great bargains by spending a few thousand to get there and, of course, back again (by this point in the sentence, I've forgotten who's taking advantage of whom). If I seem to be casting doubt on all these prospects and their premises, of course it is intentional. Anyway, back to my title, and the fact that I hold title to such a card, at least until AmEx gets tough with me, which I sincerely hope never happens.

To feel prosperous, I took out American Express a few years ago, and since I have an inherited Presbyterian conscience about money, I keep it paid with a warm feeling about these nice folks allowing me into this exclusive club of countless millions. I have an AmEx Gold Card, as well as a regular one, for all of which I pay an annual fee. But since these days there seem to be so many other credit angels offering me free money, I must stop and rein in the vanity, because that is all it is -- I refer you to Ecclesiastes: "All is vanity".

Unfortunately, since this is a blog post, which for me begins its life on the written page, my time has run out. To my credit, I've kept within my self-imposed one-page limit.

76 Comments:

At 9:50 PM, Anonymous Alex Shalman said...

Hey Donald,

Have you considered increasing your affiliate marketing and page advertisements in order to get a little extra income each month?

The value of your word would surely fetch a good price on the Adsense market. Sell yourself to us Don.

Best Regards,
Alex Shalman

 
At 11:14 AM, Blogger Twilight said...

Yes, Don ! I agree with Mr. Shalman. Your words deserve recompense. Their value though is beyond price.
Ann

 
At 3:26 PM, Blogger Donald Crowdis said...

OK. What suggestions do people have for increasing revenue from the blog, without making it look too cluttered or commercialized?

Don

 
At 7:14 PM, Anonymous daveyboy said...

Porn?

 
At 8:49 PM, Anonymous 76 year old thinker said...

Un cluttered and un commercialized is a rare treat for this faithful viewer.
Don unless your broke, remember this .."If it aint broke dont fix it".Love your blog the way it is.

 
At 9:34 PM, Blogger Trevor & Rachel said...

I stumbled across your blog and read your wikipedia entry and I have to say that you are very interesting.

 
At 10:41 PM, Blogger Bold Imagery by Jason Connel said...

Don,

Your wisdom was given to me by a dear friend. And, I urge to do what you can to take care of your wonderful wife.

I would be happy to look at ads in to read your wisdom. To learn from your wonderful knowledge is worth a certain amount of expense to myself.

No one will fault you or disrespect you doing what you need to do to take care of your wife. I understand how you feel. No one will call you greedy for it.

Sleep better at night, my friend. Use your blog to help you and your dearest.

Jason (a new reader)

 
At 10:48 PM, Blogger Bold Imagery by Jason Connel said...

Bumper stickers, and a book. I will buy both.

 
At 1:34 AM, Anonymous Sam Mooney said...

Hi

I just discovered your blog by clicking on a link to your "I hate to have to go" post and arrived at American Express as I explored.

Have you thought about a 'tip jar' on your blog? I've never set on up but I'm sure it can't be difficult.

I like being able to use a tip jar to say thank your for a post that strikes a chord. I doubt that I'm the only person who would contribute. I'll be the first though, as soon as you set it up.

Of course, as Daveyboy said, there's always porn.

Regards,

Sam Mooney

 
At 4:20 AM, Anonymous Ook said...

A "Dear Don" section.

You would publicly answer any question posted from a $5 credit card page.

. . . OK, $15.

Then American Express will feel warmly toward you!

OK, sorry if I was flippant.

With your traffic, Google's Adsense should generate some income immediately.

https://www.google.com/adsense/

The ads panel can be made to blend with the page unobtrusively and tastefully.

Follow the rules faithfully though. Don't solicit people in any way to click on ads.

I had a friend who generated nearly $200 /month with nothing like the traffic you get. He foolishly thought he was getting around the rules by instructing visitors that he wasn't allowed to solicit their clicks on the adsense ads that generated much needed money per click.

They shut down his add panel and refused to pay him for the two months he had it.

For bigger, slower bucks, definitely the
book. You might publish it desktop style and hawk it on your page.

 
At 4:59 AM, Anonymous Ook said...

And you could compare adsense to these guys: http://blogads.com/ .

They make some impressive claims.

 
At 10:45 AM, Blogger Twilight said...

Don - How about asking your local newspaper if they'd publish, and pay you for your writings (from the blog or others). There might be some kind of syndication in the local newspaper business, whereby columns are used in a variety of different publications, that would bring in even more revenue.

It's worth approaching someone in the business, I'd say, Don.
You are definitely worth it!

I'd buy a book of your writings too.

 
At 5:52 PM, Blogger princess said...

Hi, Don,
I am honored to have accessed your blogsite. I still have to read the rest of your posts and I am not stopping. Please keep on blogging!!!!
God bless,
Princess

 
At 7:48 AM, Anonymous Indrani Shanmugharajah said...

Hi Don,

Write a book.
Worth to buy it

We support you.

 
At 11:32 AM, Blogger XM Lin said...

Yes,it's fantasy.
I got your Blogger address on a Chinese web, you may be one of the special American online in China
Blogger make me find an old man who lives in the US.
You are so thoughtful.
I am a Chinese girl, I don't think my poor English could express my thought well, but I still want to get your ideas about China and the Chinese.
Thank you!

 
At 2:05 PM, Blogger Speedy Snail said...

Don,
Your words are worth money! The suggestions made here would not detract most from reading your blog. Serialisation through a newspaper could lead to a book and immortalise your words: I for one , would buy and recommend your book.

Best wishes,
Speedy

 
At 6:29 PM, Anonymous Lori said...

Hello Don,

I just recently came across your site, and I have to say I am thrilled I found it. I’ve been journaling since I learned to write—which means my first journal entry read something like, “Today nap time came early,” and I love finding new blogs to follow. I think it’s fantastic that you share your experiences and perspective. It dawned on me the other day that as I grow older, I come to appreciate more and more what people older than me have to share. I personally think your blog should be required reading in schools.

In regards to this particular blog, I wanted to alert you to my alias—“frugal gal.” If anyone knows how to save a dollar, a dime or even just a penny, it’s me. I write for a company called Gilbert Guide. Although the bulk of my work involves reviewing long-term care facilities, I also have a blog and have written a few under the category “senior savings.” If you want to save on food or energy costs, you should check it out.

I look forward to reading more of your postings. Thank you not only for sharing your thoughts, but for fostering an active community.

Lori
Gilbert Guide

 
At 2:47 PM, Blogger deltamiketango said...

Thanks to the Sunday February 25, 2007 edition of the Toronto Star (Chronicle of a death foretold by Christian Cotroneo, pp D12), (at http://www.thestar.com/article/185420), I found your blog.

Thank you for sharing your thoughts here, especially those in my first blog read "My Grandfather and Others".

After reading it, I was momentarily transported to my own past and was with my grandfather picking green beans from his cottage kitchen garden. The sun was hot and I could smell the aroma of tomatoes, basils and oreganos. A quiet person of few words, his voice seemed resonant in memory.

It has been 19 years since he died and about 21 years since I was last with him in his garden at the lake. Those summer gatherings and dinners are of long ago. But thanks to memories of your own, the ones that you shared, I had a virtual plane ticket for a quick trip in memory and I thank you for that special moment.

Human memory does indeed seem to be able to give us flashes of those moments in life that are entirely humane. At the very least, it seems to me that those humane qualities are found in the truthfulness of your writing.

Thank you very much for the pleasure and happiest of moments to you.

 
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At 9:16 PM, Blogger Rob said...

Hello Sir, I thank you for putting your thoughts to paper and I thank your relatives for turning them into this blog!
Please share your wisdom with all who will read it.
It is so important that we in the younger generation and our children learn from first hand experiences..thanks again..
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At 1:47 PM, Anonymous Anonymous said...

Nursing home care is something everybody should think about before they reach a point where there are no other options. Even then, nursing homes are supposed to be a temporary solution to a problem.

http://www.youtube.com/watch?v=Bh8bK4Cqpv8

 
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Hello, Don. I suggest you try PayU2Blog.com. They pay 5$ per post with an assigned contextual link in it, and you can post about anything you like, you don't have to do "reviews", as such.
If you want to do those, there's payperpost.com or such sites, where you can earn good money, depending on your traffic and ranking.

 
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Those credit card companies really make their money on interest. If you don't pay them back immediatley, the amount you owe will begin to add up fairly quickly. One of my ex-roommates (or rather some bum who slept on my couch for a few months and didn't pay rent) had a credit card that he owed over 5k on because he made a $5 purchase several years before and never bothered to pay it off.

That's why so many retail companies are trying to make their own credit cards... so they can make a killing in interest. That being said... I suppose that's what people get for spending money they don't have. Granted, I don't have room to talk with over 5k in dept myself from credit card dept... the results of many plane flights to visit the woman who is now my wife.

Now, as a person in dept, I have no business suggesting how you could supliment your income. I say you just keep doing what you're doing and slap some adsense somewhere. It couldn't hurt, so long as it doesn't mess up the flow of the page. I also like the book idea that many people have suggested. Perhaps you could even go with an Ebook. They're cheaper to distribute... although easier to duplicate. You'll make more money selling an Ebook for $7.99 than a paperback for $19.95
It might be worth a shot anyhow.

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