Time To Get Rich!
Given enough time, and doing some very simple things, you can hardly avoid becoming rich, maybe very rich. For example, if the $24 paid by the Dutch for Manhattan Island to the natives had been put out at 10% compound interest, it would be worth over 12,000 trillion dollars by now, more than North and South America are worth by any accounting. So what are you waiting for?
We do not have that sort of time, of course, and there are taxes to contend with, but the principle is the same, if you will pardon the pun. Do not put off until tomorrow what you can do today. As our wants will always exceed our earned income, this means you do not wait until you have some left over, but put your 10% away first and live on the rest. Time is, indeed, of the essence. The future never arrives, and the present is always sliding into the past. So do it now, quickly, before it too becomes the past.
I have talked one family member into putting money away daily, never to be spent, but instead to be put to earning. It seems as if that were just last week, but already this person is wondering how to do better than a savings account at the bank, which pays 2% for money that it then lends out at 14% or so.
When I worked in Buffalo, there was a sign in a tavern which said "Too soon we get oldt, too late we get schmardt". There is a principle that if you force yourself to do something every day at the same time, you will find it difficult not to do it in two to three weeks.
Habits can help us or hurt us, so right away, put the same amount aside every day, so its earnings can sooner look after you. Time to act!